Manager/Senior Manager, Digital Loan Underwriting
Job Opportunity: Manager/Senior Manager, Digital Loan Underwriting
Company: BRAC Bank PLC
Location: Bangladesh
Employment Type: Full-time
Grade: SPO - AVP
About BRAC Bank PLC:
BRAC Bank PLC is a full-service private commercial bank in Bangladesh, committed to becoming the most trusted, innovative, and inclusive bank. With the highest market capitalization, top international shareholding, and the country’s best credit rating, BRAC Bank leads the Bangladesh banking sector in key financial metrics. The bank is known for good governance, ethics, and values-based banking, serving individuals and businesses across Retail, SME, Corporate, and Institutional segments.
Position Overview:
BRAC Bank is seeking a highly motivated and purpose-driven professional to join its Risk Management Division as a Manager/Senior Manager, Digital Loan Underwriting. This role focuses on designing and managing digital lending products, monitoring portfolio performance, and ensuring robust risk management practices.
Key Responsibilities:
Lead end-to-end policy development and product design for digital lending products.
Monitor the performance and health of digital loan portfolios (Retail, SME & Agri).
Conduct field visits to validate data accuracy and ensure partner data reliability.
Develop dashboards and regular reports for internal stakeholders.
Collaborate with partners and field teams to monitor SME and Agri Loans.
Support development and enhancement of automated loan monitoring tools.
Map user journeys and design digital UX for new lending features.
Coordinate with Technology, Operations, and Business teams for successful product rollouts.
Analyze borrower data to support underwriting decisions.
Ensure high data accuracy, flag discrepancies, and follow up on quality concerns.
Key Qualifications:
Post-graduation/Graduation in Business Administration, Economics, or Engineering from a reputed university.
Minimum 8 years of relevant experience in loan underwriting, credit risk, digital lending, or financial services.
Experience in digital loan products, alternative lending, or fintech-enabled underwriting preferred.
Hands-on experience in process design, process re-engineering, SOPs, policy notes, and UAT documents.
Knowledge of LOS/LMS or digital underwriting platforms.
Strong understanding of credit risk assessment, borrower profiling, and income/repayment evaluation.
Ability to interpret portfolio trends, underwriting exceptions, and risk indicators.
Strong collaboration skills across IT, Product, Operations, Risk, Compliance, and Business teams.
Excellent interpersonal and communication skills; customer-centric and self-motivated.
Why Join BRAC Bank?
Values-driven organization promoting ethical practices and inclusivity.
Equal opportunity employer encouraging applications from all genders and persons with disabilities.
No fees charged at any stage of the recruitment process.
Application Deadline: January 31, 2026
Apply Online: Click here to apply
Only shortlisted candidates will be contacted. BRAC Bank reserves the right to accept or reject any application without assigning a reason.
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Official website:https://www.bracbank.com/bn/career
